Financial Advice Fees & RDR

Over the past year or so the financial planning industry has been positioning for significant reform and regulation around fees for financial advice, and Fin24 recently published an article on the Retail Distribution Review (RDR). The first phase of RDR is expected to bring South Africa a step closer to making direct payment for financial […]

What will Trump your investments?

America is a massive global economy. Whilst we can all agree that whatever happens over there will certainly affect our economy and investment opportunities (local and offshore), you may have some questions as to how it affects us. Brian Kantor, chief economist and strategist with Investec Wealth, recently published his thoughts online on the BizNews […]

Top tax tips for small businesses in South Africa

January may begin with resolutions for the year ahead – but March begins with Tax Resolutions for the next tax year. We promise ourselves to be a little more organised, a little more prudent and try to minimise our contributions the next time around. BusinessTech recently said that with the many challenges small business owners […]

Budget 2017 – A quick precis

The Budget for 2017 has been presented to parliament and is awaiting final approval, but if all goes through as planned, here are some key issues that may affect your financial planning for the year – as well as your investment portfolio. Significant announcements New 45% tax rate for those earning more than R1.5 million […]

Organize your life – Part 1

Some people are amazingly good at bringing order to chaos and organizing their lives in such a way that makes the rest of us simply stand and gawk, thinking ‘How do they do it?’. Finding just the right amount of order in your life will not only help you minimise waste – but it will […]

Should you have a Tax Free Savings Account?

In an article recently published on Moneyweb Today (by Paul Leonard, CFP, Regional Head, Citadel), several points were made that succinctly provided useful insight for those considering the options about investing in a TFSA, and deciding whether or not it would be the most appropriate savings vehicle. Before making any final decisions, it’s always best […]

Valentine’s Gift Ideas

The best gifts are the one’s that show deep consideration for the recipient. That means that Valentine’s Day is not just about flowers, chocolate, biltong and a cute travel mug… it’s about knowing your partner and buying them something that they would truly love! So here are some pointers for this Valentine’s day for expressing […]

The Cost of Living in South Africa

Every year we see an internal migration of individuals and families between the major cities of South Africa – mostly for work reasons. These decisions are sometimes thrust upon us due to simple economics, but other times we are able to explore the opportunities and the pros-and-cons of living in a new city. But how […]

Medical Aid vs Dread Disease Cover

If you are paying for both Medical Cover and Dread Disease Cover… you may ask yourself why? The cost of living keeps rising and in the year ahead we can expect more increases that will put pressure on our hard-earned and diligently saved resources. This doesn’t have to be bad news – it can encourage […]

Lessons Learnt from Investing in 2016

Having recently read a report from the CEO of PSG Asset Management, Anet Ahern, here are a few key pointers that our top minds in the investment sector will be carrying with them as we start 2017. 1. The best investment decisions aren’t always the most comfortable During the first two weeks of 2016, a […]