Financial planning is a journey. Let's go on this journey together.
I am a qualified and accredited Financial Advisor as listed with our professional body, the Financial Planning Institute (FPI), the Financial Intermediaries Associations (FIA) and the Million Dollar Round Table (MDRT).
My ultimate goal is to help you become financially secure. Period.
I am a regular, easy-going guy with a passion to help people from all walks of life - the vendor on the street as well as those who trade on the JSE. I’m a husband. I’m a planner. I'm a new dad. I have a creative side. But most importantly I am relaxed and real.
Every month I send out an information newsletter, to receive a copy, please contact me.
I assist my clients in creating financial plans to meet their financial objectives through savings & investments, tax reduction and personal protection plans within their affordability. This is to ensure you reach FINANCIAL WELLNESS.
As each client is a unique individual with their own desires, needs and requirements, I offer professional step-by-step financial planning that is based on a detailed personalised financial needs analysis. This is undertaken over a period of time and in line with ever-changing budgetary and family requirements.
I pride myself in offering holistic planning services, educating my clients through the decision-making process and allowing you to make the ultimate decision without being pressured into products/services that you do not need or cannot afford.
In my practice, I work with all individuals, whether just starting in a new job, recently married/divorced, new parents, professionals, retirees and those who have lost loved ones.
Yes, I know you are busy juggling your career, family, going to gym, looking great and keeping in contact with your friends. I am there to take the stress out of your life with regards to financial planning and show you how easy it actually is. The best part is that I don’t work for an insurance company, so I am completely independent and unbiased.
Independent advice on all your risk protection, fiduciary and investment planning needs; helping to create, grow and safe-guard your wealth! All with a single minded focus on – YOU!
What my clients have to say about me
Terence is first and foremost client centric, and places the needs of his clients above all else. I would recommend Terence to anybody who is looking for a holistic financial plan that will guide them to financial freedom. He is always looking at ways of improving his own knowledge and thus you can be assured that he is giving you the best possible solutions.
- Wynand Viljoen
It's not easy to find a Financial Advisor that will truly deliver independent advice - but Terence does this time and again. He is very genuine in his recommendations and this gives me peace of mind at all times. Honest, reliable, ethical and highly recommended.
I have really appreciated your support and help over the years. You have always been considerate to my situation, and no request is too small for your instant reaction. Your professionalism is a real pleasure!
- Anne Van Vliet
Since I started working with Terence, my financial situation has improved drastically, not only is he my financial planner but he is also someone who I can trust for informed advice on financial matters. I have fully embraced the saving culture and believe that my only way forward is up!
- Simon Linakane
Terence Tobin is a very dedicated and informed Financial Planner. He has assisted me a great deal with investments and his advise was precise, accurate and clear. The returns on my investments are proving that Terence is very much informed and has the capacity to deliver.
- Thulani Mtshwene
I have known Terence Tobin for a couple of years and have always found him a pleasure to do business with – he’s friendly, informative and very honest about the products he sells. He’s also “on the ball” - reacting quickly to requests for information or action. I would not hesitate to recommend his services to friends and family – in fact I have already done so!
Thank you so much Terence, your attention to my needs goes way beyond normal service and I thank you for that. Terence, it's simply people like you and your caring and knowledge that makes it a pleasure to deal with you. I commend you. You are the best and it should be your Private Clients giving you something back for your dedicated and awesome service. Simply the best I say!
I was referred to Terence by my previous Financial advisor who retired. I must say from the first meeting I found Terence to be a person who listened to what I believed my requirements and needs going forward would be and then offered a number of options that I could choose from which made me feel really comfortable dealing with him. Terence met all the requirements I had to set up my pension and to date I am very satisfied with the end product. I recommend Terence to anyone seeking a financial advisor.
- William Dearle